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No Interest if Paid in Full

Minimum payment plans

  • Deferred interest: Interest accrues on the promotional (special terms) purchase at the regular APR for Purchases; however, interest will not be charged if the purchase is paid in full within the promotional period.
  • Minimum monthly payments are required; however, paying only the minimum payment each month will not pay off the purchase balance within the promotional period.
  • To avoid interest charges, the customer must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the promotional period.